Overnight swap
EUR/USD swap rates, 85 brokers compared
Holding one lot of EUR/USD overnight earns you $12.00 at InstaForex, and costs $8.91 at TradeTech Markets — a gap of $20.91 a night, or $7,632 over a year on a position you never close.
Best broker tonightInstaForex
Best swap+$12.00
Worst swap−$8.91
Brokers quoting85
Every broker's EUR/USD swap, per lot per night
| # | Broker | Regulator | Long | Short | Best side |
|---|---|---|---|---|---|
| 1 | InstaForex | Regulated | −$94.00 | +$12.00 | +$12.00 short |
| 2 | OneRoyal | Regulated | −$7.76 | +$4.91 | +$4.91 short |
| 3 | FP Markets | Regulated | −$9.71 | +$4.50 | +$4.50 short |
| 4 | MultiBank Group | Regulated | −$6.57 | +$4.39 | +$4.39 short |
| 5 | Spec Markets | Regulated | −$9.51 | +$4.33 | +$4.33 short |
| 6 | TopFX | Regulated | −$9.80 | +$4.20 | +$4.20 short |
| 7 | YCM-Invest | Regulated | −$5.64 | +$3.83 | +$3.83 short |
| 8 | CXM | Regulated | −$6.05 | +$3.39 | +$3.39 short |
| 9 | CPT Markets | Regulated | −$5.57 | +$3.36 | +$3.36 short |
| 10 | Tickmill | Regulated | −$5.97 | +$3.33 | +$3.33 short |
| 11 | MH Markets | Regulated | −$6.26 | +$3.22 | +$3.22 short |
| 12 | Advanced Markets | Regulated | −$6.20 | +$3.20 | +$3.20 short |
| 13 | VARIANSE | Regulated | −$9.59 | +$3.06 | +$3.06 short |
| 14 | Scope Markets | Regulated | −$8.04 | +$3.06 | +$3.06 short |
| 15 | FXTRADING.com | Regulated | −$7.73 | +$2.99 | +$2.99 short |
| 16 | OEXN | Regulated | −$6.04 | +$2.97 | +$2.97 short |
| 17 | Dukascopy | Regulated | −$6.40 | +$2.88 | +$2.88 short |
| 18 | Swissquote Bank | Regulated | −$6.58 | +$2.84 | +$2.84 short |
| 19 | PU Prime | Regulated | −$6.09 | +$2.71 | +$2.71 short |
| 20 | STARTRADER | Regulated | −$6.09 | +$2.71 | +$2.71 short |
| 21 | Ultima Markets | Regulated | −$6.09 | +$2.71 | +$2.71 short |
| 22 | VT Markets | Regulated | −$6.09 | +$2.71 | +$2.71 short |
| 23 | Fusion Markets | Regulated | −$6.55 | +$2.56 | +$2.56 short |
| 24 | DNA Markets | Undisclosed | −$7.09 | +$2.55 | +$2.55 short |
| 25 | Eightcap | Regulated | −$7.09 | +$2.55 | +$2.55 short |
| 26 | ATFX | Regulated | −$7.65 | +$2.48 | +$2.48 short |
| 27 | FXOpen Markets Limited | Regulated | −$7.22 | +$2.46 | +$2.46 short |
| 28 | Tio Markets | Regulated | −$8.19 | +$2.43 | +$2.43 short |
| 29 | ZERO Markets | Regulated | −$8.90 | +$2.40 | +$2.40 short |
| 30 | GO Markets | Regulated | −$6.06 | +$2.40 | +$2.40 short |
| 31 | Deriv | Regulated | −$7.48 | +$2.34 | +$2.34 short |
| 32 | Taurex | Regulated | −$6.68 | +$2.29 | +$2.29 short |
| 33 | M4Markets | Regulated | −$8.90 | +$2.24 | +$2.24 short |
| 34 | EBC Financial Group | Regulated | −$7.36 | +$2.06 | +$2.06 short |
| 35 | Errante | Regulated | −$8.50 | +$2.04 | +$2.04 short |
| 36 | Markets4you | Offshore | −$7.01 | +$2.03 | +$2.03 short |
| 37 | AMarkets | Offshore | −$8.10 | +$2.00 | +$2.00 short |
| 38 | TitanFX | Offshore | −$7.22 | +$1.92 | +$1.92 short |
| 39 | FxPro | Regulated | −$8.90 | +$1.90 | +$1.90 short |
| 40 | Anzo Capital | Regulated | −$7.70 | +$1.84 | +$1.84 short |
| 41 | OQtima | Regulated | −$7.70 | +$1.84 | +$1.84 short |
| 42 | TMGM | Regulated | −$7.70 | +$1.84 | +$1.84 short |
| 43 | Blueberry | Regulated | −$7.30 | +$1.80 | +$1.80 short |
| 44 | Trader's Way | Offshore | −$9.38 | +$1.72 | +$1.72 short |
| 45 | Global Prime | Regulated | −$7.53 | +$1.70 | +$1.70 short |
| 46 | Alpari | Offshore | −$6.97 | +$1.68 | +$1.68 short |
| 47 | FXTM | Regulated | −$6.97 | +$1.68 | +$1.68 short |
| 48 | Pepperstone | Regulated | −$7.10 | +$1.67 | +$1.67 short |
| 49 | Born2trade | Offshore | −$13.03 | +$1.64 | +$1.64 short |
| 50 | IC | Regulated | −$8.39 | +$1.62 | +$1.62 short |
| 51 | Just2Trade | Regulated | −$10.48 | +$1.57 | +$1.57 short |
| 52 | GBE brokers | Regulated | −$8.67 | +$1.54 | +$1.54 short |
| 53 | Headway | Regulated | −$6.34 | +$1.47 | +$1.47 short |
| 54 | LHFX | Regulated | −$10.57 | +$1.43 | +$1.43 short |
| 55 | XM Group | Regulated | −$7.87 | +$1.43 | +$1.43 short |
| 56 | Radex Markets | Offshore | −$9.54 | +$1.39 | +$1.39 short |
| 57 | Afterprime | Regulated | −$9.43 | +$1.31 | +$1.31 short |
| 58 | RannForex | Offshore | −$9.58 | +$1.22 | +$1.22 short |
| 59 | ActivTrades | Regulated | −$7.40 | +$1.20 | +$1.20 short |
| 60 | xChief | Regulated | −$8.90 | +$1.10 | +$1.10 short |
| 61 | AvaTrade | Regulated | −$9.70 | +$1.09 | +$1.09 short |
| 62 | D Prime | Offshore | −$8.54 | +$1.02 | +$1.02 short |
| 63 | Darwinex | Regulated | −$8.40 | +$1.00 | +$1.00 short |
| 64 | Pacific Financial Derivatives (PFD) | Regulated | −$8.80 | +$0.90 | +$0.90 short |
| 65 | HYCM | Undisclosed | −$10.40 | +$0.80 | +$0.80 short |
| 66 | Exclusive Markets | Offshore | −$10.00 | +$0.60 | +$0.60 short |
| 67 | NCE | Offshore | −$3.74 | +$0.50 | +$0.50 short |
| 68 | Tradeview Markets | Regulated | −$9.94 | +$0.32 | +$0.32 short |
| 69 | LiteForex | Regulated | −$10.84 | +$0.25 | +$0.25 short |
| 70 | FBS | Regulated | −$6.69 | +$0.24 | +$0.24 short |
| 71 | IronFX | Regulated | −$11.75 | +$0.11 | +$0.11 short |
| 72 | T4Trade | Offshore | −$11.75 | +$0.11 | +$0.11 short |
| 73 | Xlence | Undisclosed | −$11.75 | +$0.11 | +$0.11 short |
| 74 | EXNESS | Regulated | −$5.70 | +$0.00 | +$0.00 short |
| 75 | Capital.com | Regulated | −$9.50 | −$0.11 | −$0.11 short |
| 76 | Kitco Markets | Undisclosed | −$4.86 | −$0.29 | −$0.29 short |
| 77 | FXCC | Regulated | −$10.67 | −$0.46 | −$0.46 short |
| 78 | IFC Markets | Regulated | −$8.89 | −$0.65 | −$0.65 short |
| 79 | PrimeXBT | Regulated | −$2.88 | −$0.72 | −$0.72 short |
| 80 | YWO | Regulated | −$7.91 | −$1.00 | −$1.00 short |
| 81 | TradeQuo | Regulated | −$9.60 | −$1.29 | −$1.29 short |
| 82 | ELEV8 | Offshore | −$2.10 | −$1.90 | −$1.90 short |
| 83 | Otet Markets | Offshore | −$8.72 | −$2.41 | −$2.41 short |
| 84 | LMAX Group | Undisclosed | −$16.96 | −$7.46 | −$7.46 short |
| 85 | TradeTech Markets | Undisclosed | −$14.52 | −$8.91 | −$8.91 short |
What it costs to open a EUR/USD trade
Spread and commission are paid once, when you enter — separate from the nightly swap above. Cheapest round turn: ATFX at $1.00 on one lot.
| Broker | Spread | Commission | Round turn |
|---|---|---|---|
| ATFX | 0.1 pips | none | $1.00 |
| TitanFX | 0.1 pips | none | $1.00 |
| YWO | 0.4 pips | none | $4.00 |
| Dukascopy | 0.5 pips | none | $5.00 |
| Just2Trade | 0.2 pips | $1.50/side | $5.00 |
| Born2trade | 0.1 pips | $2.50/side | $6.00 |
| Alpari | 0.3 pips | $1.60/side | $6.20 |
| Blueberry | 0.1 pips | $3.50/side | $8.00 |
| Errante | 0.3 pips | $2.50/side | $8.00 |
| Spec Markets | 0.1 pips | $3.50/side | $8.00 |
| ActivTrades | 0.8 pips | none | $8.00 |
| TradeQuo | 0.9 pips | none | $9.00 |
| FxPro | 0.2 pips | $3.50/side | $9.00 |
| Headway | 0.6 pips | $1.50/side | $9.00 |
| XM Group | 0.1 pips | $5.00/side | $11.00 |
| PrimeXBT | 1.4 pips | none | $14.00 |
| CPT Markets | 1.5 pips | none | $15.00 |
| LHFX | 1.0 pips | $3.00/side | $16.00 |
| PU Prime | 1.2 pips | $2.50/side | $17.00 |
| VT Markets | 1.3 pips | $3.00/side | $19.00 |
| NCE | 4.0 pips | none | $40.00 |
| ELEV8 | 5.2 pips | none | $52.00 |
Questions
What is the swap rate on EUR/USD?
Tonight it ranges from +$12.00 at InstaForex to −$8.91 at TradeTech Markets, per standard lot held overnight. A positive figure means the broker pays you to hold; a negative one means it charges you. Swaps are set by each broker and change daily.
Which broker has the best EUR/USD swap?
InstaForex, at +$12.00 per lot on the short side, out of the 85 brokers quoting EUR/USD today.
When is the EUR/USD swap charged?
At 17:00 New York time, which is 21:00 or 22:00 UTC depending on US daylight saving. Positions held through that moment are charged; positions opened and closed the same day are not. Wednesday is usually charged triple, to cover the weekend.
How much does holding EUR/USD cost over a year?
On one lot at the current rate, +$4,380 at InstaForex against −$3,252 at TradeTech Markets — a $7,632 difference for the same trade.
Other pairs
Figures from the snapshot taken 2026-08-24 04:15 UTC.