Overnight swap
XAU/USD swap rates, 68 brokers compared
Holding one lot of XAU/USD overnight earns you $45.75 at Advanced Markets, and costs $45.30 at TradeQuo — a gap of $91.05 a night, or $33,233 over a year on a position you never close.
Every broker's XAU/USD swap, per lot per night
| # | Broker | Regulator | Long | Short | Best side |
|---|---|---|---|---|---|
| 1 | Advanced Markets | Regulated | −$51.18 | +$45.75 | +$45.75 short |
| 2 | IC | Regulated | −$62.66 | +$44.04 | +$44.04 short |
| 3 | Alpari | Offshore | −$65.07 | +$43.25 | +$43.25 short |
| 4 | FXTM | Regulated | −$65.07 | +$43.25 | +$43.25 short |
| 5 | Tickmill | Regulated | −$57.67 | +$42.15 | +$42.15 short |
| 6 | GO Markets | Regulated | −$86.48 | +$41.42 | +$41.42 short |
| 7 | D Prime | Offshore | −$59.12 | +$39.32 | +$39.32 short |
| 8 | ATFX | Regulated | −$65.02 | +$39.18 | +$39.18 short |
| 9 | MultiBank Group | Regulated | −$65.82 | +$38.20 | +$38.20 short |
| 10 | Just2Trade | Regulated | −$67.20 | +$38.00 | +$38.00 short |
| 11 | Darwinex | Regulated | −$66.60 | +$37.90 | +$37.90 short |
| 12 | CXM | Regulated | −$57.85 | +$36.96 | +$36.96 short |
| 13 | FXOpen Markets Limited | Regulated | −$68.73 | +$35.01 | +$35.01 short |
| 14 | AMarkets | Offshore | −$68.70 | +$34.80 | +$34.80 short |
| 15 | NCE | Offshore | −$159.80 | +$33.90 | +$33.90 short |
| 16 | M4Markets | Regulated | −$78.99 | +$33.80 | +$33.80 short |
| 17 | Scope Markets | Regulated | −$68.65 | +$33.75 | +$33.75 short |
| 18 | OneRoyal | Regulated | −$58.42 | +$33.68 | +$33.68 short |
| 19 | STARTRADER | Regulated | −$80.54 | +$32.67 | +$32.67 short |
| 20 | Ultima Markets | Regulated | −$80.54 | +$32.67 | +$32.67 short |
| 21 | VT Markets | Regulated | −$80.54 | +$32.67 | +$32.67 short |
| 22 | Dukascopy | Regulated | −$67.28 | +$32.59 | +$32.59 short |
| 23 | FP Markets | Regulated | −$71.50 | +$32.50 | +$32.50 short |
| 24 | Born2trade | Offshore | −$101.37 | +$32.01 | +$32.01 short |
| 25 | OEXN | Regulated | −$68.00 | +$32.00 | +$32.00 short |
| 26 | PU Prime | Regulated | −$83.45 | +$31.80 | +$31.80 short |
| 27 | GBE brokers | Regulated | −$67.25 | +$31.54 | +$31.54 short |
| 28 | ZERO Markets | Regulated | −$69.67 | +$31.42 | +$31.42 short |
| 29 | Pepperstone | Regulated | −$83.50 | +$30.92 | +$30.92 short |
| 30 | Fusion Markets | Regulated | −$63.39 | +$30.74 | +$30.74 short |
| 31 | Anzo Capital | Regulated | −$68.11 | +$30.02 | +$30.02 short |
| 32 | OQtima | Regulated | −$68.11 | +$30.02 | +$30.02 short |
| 33 | TMGM | Regulated | −$68.11 | +$30.02 | +$30.02 short |
| 34 | FXCC | Regulated | −$67.25 | +$29.54 | +$29.54 short |
| 35 | Errante | Regulated | −$77.00 | +$29.00 | +$29.00 short |
| 36 | Afterprime | Regulated | −$70.61 | +$28.79 | +$28.79 short |
| 37 | Spec Markets | Regulated | −$71.65 | +$28.50 | +$28.50 short |
| 38 | Blueberry | Regulated | −$72.50 | +$28.50 | +$28.50 short |
| 39 | Radex Markets | Offshore | −$73.97 | +$28.38 | +$28.38 short |
| 40 | MH Markets | Regulated | −$67.15 | +$28.10 | +$28.10 short |
| 41 | ActivTrades | Regulated | −$78.88 | +$27.68 | +$27.68 short |
| 42 | EBC Financial Group | Regulated | −$54.58 | +$27.51 | +$27.51 short |
| 43 | Taurex | Regulated | −$64.65 | +$27.35 | +$27.35 short |
| 44 | Markets4you | Offshore | −$54.01 | +$27.15 | +$27.15 short |
| 45 | Global Prime | Regulated | −$67.35 | +$25.90 | +$25.90 short |
| 46 | FBS | Regulated | −$69.95 | +$24.91 | +$24.91 short |
| 47 | RannForex | Offshore | −$90.32 | +$24.69 | +$24.69 short |
| 48 | LHFX | Regulated | −$89.27 | +$24.33 | +$24.33 short |
| 49 | Trader's Way | Offshore | −$94.85 | +$21.42 | +$21.42 short |
| 50 | Deriv | Regulated | −$45.00 | +$20.00 | +$20.00 short |
| 51 | Exclusive Markets | Offshore | −$95.00 | +$20.00 | +$20.00 short |
| 52 | Tradeview Markets | Regulated | −$86.71 | +$19.21 | +$19.21 short |
| 53 | FXTRADING.com | Regulated | −$54.81 | +$14.12 | +$14.12 short |
| 54 | TitanFX | Offshore | −$58.58 | +$12.40 | +$12.40 short |
| 55 | XM Group | Regulated | −$94.64 | +$12.17 | +$12.17 short |
| 56 | LiteForex | Regulated | −$89.14 | +$3.45 | +$3.45 short |
| 57 | Pacific Financial Derivatives (PFD) | Regulated | −$66.50 | +$1.50 | +$1.50 short |
| 58 | InstaForex | Regulated | −$109.00 | +$0.69 | +$0.69 short |
| 59 | EXNESS | Regulated | −$56.22 | +$0.00 | +$0.00 short |
| 60 | Headway | Regulated | −$41.80 | +$0.00 | +$0.00 short |
| 61 | PrimeXBT | Regulated | −$5.58 | −$1.26 | −$1.26 short |
| 62 | Kitco Markets | Undisclosed | −$3.98 | −$1.90 | −$1.90 short |
| 63 | ELEV8 | Offshore | −$5.83 | −$2.65 | −$2.65 short |
| 64 | TopFX | Regulated | −$65.00 | −$10.00 | −$10.00 short |
| 65 | YWO | Regulated | −$90.00 | −$12.00 | −$12.00 short |
| 66 | TradeTech Markets | Undisclosed | −$131.86 | −$31.92 | −$31.92 short |
| 67 | LMAX Group | Undisclosed | −$141.22 | −$36.28 | −$36.28 short |
| 68 | TradeQuo | Regulated | −$132.84 | −$45.30 | −$45.30 short |
Questions
What is the swap rate on XAU/USD?
Tonight it ranges from +$45.75 at Advanced Markets to −$45.30 at TradeQuo, per standard lot held overnight. A positive figure means the broker pays you to hold; a negative one means it charges you. Swaps are set by each broker and change daily.
Which broker has the best XAU/USD swap?
Advanced Markets, at +$45.75 per lot on the short side, out of the 68 brokers quoting XAU/USD today.
When is the XAU/USD swap charged?
At 17:00 New York time, which is 21:00 or 22:00 UTC depending on US daylight saving. Positions held through that moment are charged; positions opened and closed the same day are not. Wednesday is usually charged triple, to cover the weekend.
How much does holding XAU/USD cost over a year?
On one lot at the current rate, +$16,699 at Advanced Markets against −$16,534 at TradeQuo — a $33,233 difference for the same trade.
Other pairs
Figures from the snapshot taken 2026-08-24 20:25 UTC.