Overnight swap
XAU/EUR swap rates, 43 brokers compared
Holding one lot of XAU/EUR overnight earns you $39.59 at NCE, and costs $55.78 at LMAX Group — a gap of $95.38 a night, or $34,813 over a year on a position you never close.
Every broker's XAU/EUR swap, per lot per night
| # | Broker | Regulator | Long | Short | Best side |
|---|---|---|---|---|---|
| 1 | NCE | Offshore | −$186.64 | +$39.59 | +$39.59 short |
| 2 | IC | Regulated | −$41.41 | +$27.61 | +$27.61 short |
| 3 | ATFX | Regulated | −$40.66 | +$26.89 | +$26.89 short |
| 4 | GBE brokers | Regulated | −$41.08 | +$23.19 | +$23.19 short |
| 5 | CXM | Regulated | −$41.36 | +$21.88 | +$21.88 short |
| 6 | MultiBank Group | Regulated | −$45.88 | +$21.61 | +$21.61 short |
| 7 | D Prime | Offshore | −$43.77 | +$21.31 | +$21.31 short |
| 8 | Tickmill | Regulated | −$45.13 | +$21.23 | +$21.23 short |
| 9 | FXCC | Regulated | −$41.08 | +$19.69 | +$19.69 short |
| 10 | Fusion Markets | Regulated | −$39.09 | +$19.04 | +$19.04 short |
| 11 | TopFX | Regulated | −$92.04 | +$17.99 | +$17.99 short |
| 12 | Errante | Regulated | −$46.85 | +$17.41 | +$17.41 short |
| 13 | FXTRADING.com | Regulated | −$64.02 | +$16.49 | +$16.49 short |
| 14 | ZERO Markets | Regulated | −$23.29 | +$16.36 | +$16.36 short |
| 15 | Deriv | Regulated | −$48.00 | +$15.02 | +$15.02 short |
| 16 | Afterprime | Regulated | −$47.05 | +$14.92 | +$14.92 short |
| 17 | FP Markets | Regulated | −$30.57 | +$14.09 | +$14.09 short |
| 18 | Global Prime | Regulated | −$46.56 | +$14.07 | +$14.07 short |
| 19 | Pepperstone | Regulated | −$65.17 | +$13.04 | +$13.04 short |
| 20 | OneRoyal | Regulated | −$39.28 | +$12.67 | +$12.67 short |
| 21 | RannForex | Offshore | −$64.63 | +$12.08 | +$12.08 short |
| 22 | Alpari | Offshore | −$52.24 | +$11.48 | +$11.48 short |
| 23 | FXTM | Regulated | −$52.24 | +$11.48 | +$11.48 short |
| 24 | M4Markets | Regulated | −$76.14 | +$10.64 | +$10.64 short |
| 25 | Scope Markets | Regulated | −$46.26 | +$10.56 | +$10.56 short |
| 26 | STARTRADER | Regulated | −$40.96 | +$10.46 | +$10.46 short |
| 27 | Ultima Markets | Regulated | −$40.96 | +$10.46 | +$10.46 short |
| 28 | VT Markets | Regulated | −$40.96 | +$10.46 | +$10.46 short |
| 29 | PU Prime | Regulated | −$39.92 | +$10.22 | +$10.22 short |
| 30 | FBS | Regulated | −$29.92 | +$9.93 | +$9.93 short |
| 31 | TitanFX | Offshore | −$36.72 | +$8.71 | +$8.71 short |
| 32 | OEXN | Regulated | −$50.55 | +$7.03 | +$7.03 short |
| 33 | Exclusive Markets | Offshore | −$58.40 | +$5.84 | +$5.84 short |
| 34 | Tradeview Markets | Regulated | −$67.77 | +$5.14 | +$5.14 short |
| 35 | Just2Trade | Regulated | −$12.99 | +$3.59 | +$3.59 short |
| 36 | Blueberry | Regulated | −$72.42 | +$0.12 | +$0.12 short |
| 37 | EXNESS | Regulated | −$38.29 | +$0.00 | +$0.00 short |
| 38 | Headway | Regulated | −$19.06 | +$0.00 | +$0.00 short |
| 39 | PrimeXBT | Regulated | −$10.51 | −$0.13 | −$0.13 short |
| 40 | Kitco Markets | Undisclosed | −$2.30 | −$8.06 | −$2.30 long |
| 41 | LiteForex | Regulated | −$6.01 | −$24.98 | −$6.01 long |
| 42 | YWO | Regulated | −$81.76 | −$6.32 | −$6.32 short |
| 43 | LMAX Group | Undisclosed | −$123.53 | −$55.78 | −$55.78 short |
Questions
What is the swap rate on XAU/EUR?
Tonight it ranges from +$39.59 at NCE to −$55.78 at LMAX Group, per standard lot held overnight. A positive figure means the broker pays you to hold; a negative one means it charges you. Swaps are set by each broker and change daily.
Which broker has the best XAU/EUR swap?
NCE, at +$39.59 per lot on the short side, out of the 43 brokers quoting XAU/EUR today.
When is the XAU/EUR swap charged?
At 17:00 New York time, which is 21:00 or 22:00 UTC depending on US daylight saving. Positions held through that moment are charged; positions opened and closed the same day are not. Wednesday is usually charged triple, to cover the weekend.
How much does holding XAU/EUR cost over a year?
On one lot at the current rate, +$14,452 at NCE against −$20,361 at LMAX Group — a $34,813 difference for the same trade.
Other pairs
Figures from the snapshot taken 2026-08-24 20:25 UTC.